Terms of Service

1. Acknowledgment

By using Occam's Razor, you acknowledge and agree to the following:

1.1 Informational Purposes Only

All data, tools, analytics, and services provided by Occam's Razor are strictly for informational and educational purposes. Nothing on Occam's Razor constitutes investment, financial, legal, or tax advice.

Nothing should be interpreted as:

• A recommendation to buy or sell any security
• An endorsement of any investment strategy
• A solicitation to make any investment decision

You are solely responsible for your investment decisions.

1.2 No Liability

We are not liable, directly or indirectly, for:

• Losses
• Damages
• Decisions
• Actions taken based on any information, data, or analysis on Occam's Razor

1.3 Accuracy Not Guaranteed

We do not guarantee:

• The accuracy
• The completeness
• The reliability
• The timeliness

of any information provided. All data (including holdings, filings, investor information, performance summaries) may be delayed, incomplete, or incorrect.

1.4 Responsibility for Access

You are solely responsible for understanding these Terms and any disclaimers or limitations provided.

2. Limitations on Use

You agree that you may NOT:

2.1 Resell or Share Access

Sell, lease, sublicense, share, or transfer your access rights or account to any third party.

2.2 Commercial Use Without Permission

Use Occam's Razor or its data/software for commercial purposes, including:

• Resale
• Redistribution
• Research for paid products
• Incorporation into commercial platforms

unless you have written permission from Occam's Razor.

2.3 Illegal Activity

Use Occam's Razor for any unlawful purpose or to facilitate unlawful behavior.

2.4 Malicious Activity

Use Occam's Razor to transmit:

• Malicious software
• Bots
• Unauthorized advertising
• Harmful code or scripts

2.5 Unauthorized Copying

Copy, scrape, download, replicate, or distribute any data, content, or software from Occam's Razor without explicit written permission.

2.6 Automated Access

Use bots, spiders, crawlers, scrapers, or any automated tools to access or extract material from the site or services.

2.7 Access Restrictions

We reserve the right to limit, restrict, block, or terminate your access to Occam's Razor with or without notice, for any reason, including but not limited to violations of these Terms.

3. Privacy

Your privacy is governed by our Privacy Policy, which explains what data we collect, why we collect it, how we use it, and your choices. By using Occam's Razor, you acknowledge that you have read and understood the Privacy Policy.

4. Disclaimer

Occam's Razor and all services, software, and content are provided "AS IS" and "AS AVAILABLE."

We make no warranties of any kind, express or implied, including:

• Fitness for a particular purpose
• Accuracy
• Reliability
• Availability
• Non-infringement

We do not guarantee that:

• The platform will be uninterrupted
• The services will be error-free
• The information will be updated or correct
• The website or servers are free from viruses or harmful components

You agree that you use Occam's Razor at your own risk.

5. Limitation of Liability

To the fullest extent permitted by law:

5.1 No Indirect or Special Damages

Occam's Razor and its owners, developers, affiliates, and partners are not liable for any indirect, consequential, incidental, special, exemplary, or punitive damages, including:

• Loss of profits
• Loss of data
• Loss of business
• Financial losses

even if we were advised of the possibility of such damages.

5.2 No Responsibility for Third Parties

We are not responsible for losses or damages arising from:

• Third-party tools
• Advertisers
• External links
• Third-party data sources
• Third-party services used in connection with Occam's Razor

5.3 Use at Your Own Risk

Your reliance on any information from Occam's Razor is entirely at your own discretion and risk.

6. Subscriptions and Payments

6.1 Recurring Payments

By purchasing a subscription, you authorize Occam's Razor to charge your selected payment method on a recurring basis (monthly, quarterly, or annually, based on your selection).

6.2 Cancellation

You may cancel your subscription at any time. Upon canceling:

• You will retain access until the end of the current billing cycle
• No refunds will be issued for previous charges

6.3 No Refund Policy

Payments already processed cannot be refunded. We encourage users to review subscription details before purchasing.

7. Changes to Terms

We may update or change these Terms at any time, with or without notice. You are responsible for reviewing this page periodically. Continued use of Occam's Razor after changes are posted constitutes acceptance of the revised Terms.

8. Contact

If you have questions about these Terms, you may contact us at: support@theoccamsrazor.com